Effective date: 28 January 2021

1. Introduction
These Terms and Conditions (“Terms”) govern your access to and use of  www.kellycolman.com (“Website”) and any courses, coaching, consulting, or digital content provided by One Winning Product Ltd (“we”, “us”, “our”).

One Winning Product Ltd is incorporated in England and Wales under Company Number 13163965, incorporated on 28 January 2021.

Registered Office: Create Business Hub, Ground Floor, 5 Rayleigh Road, Hutton, Brentwood, Essex, England, CM13 1AB.

By using this Website or purchasing any services, you agree to these Terms.

2. Scope of Services
Our services provide educational and informational guidance related to business, e-commerce, and product development. We do not provide financial, legal, or tax advice.

3. Disclaimer – No Guarantee of Results
We do not guarantee that you will achieve any particular results, revenue, or business outcomes. Success depends on your personal effort, resources, and external market conditions. Testimonials and examples are not typical and are not intended as a guarantee of what you will achieve.

4. Payments and Refunds
Fees are due as stated on the Website or agreed in writing. Once digital access is provided, all sales are final and non-refundable unless otherwise required by law. Any statutory right to cancel under the Consumer Contracts Regulations 2013 is waived once digital content has been accessed.

5. Intellectual Property
All materials provided are owned by One Winning Product Ltd. You may use them for your own business education only and may not reproduce or share them without permission.

6. Limitation of Liability
We exclude all implied warranties to the fullest extent permitted by law. Our total liability for any claim shall not exceed the fees paid for the relevant service. Nothing in these Terms limits liability for death or personal injury caused by negligence or for fraud.

7. Privacy and Data Protection
Your information is processed in accordance with our Privacy Policy and Cookies Policy.

8. Governing Law
These Terms are governed by the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction.

9. Amendments
We may revise these Terms by posting an updated version on this page. Continued use of the Website means you accept any changes.